2023 Payactiv, Inc. All Rights Reserved. The . ** Central Bank of Kansas City is the issuer of the Payactiv Visa Prepaid Card only and does not administer, endorse, nor is liable for the Payctiv App. :). I love this guy!! No commitment. * The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. However, there are very few additional fees. I rely on this app and he quickly figured it out for me, Hi Reese,Thank you for taking the time to write a review about your experience. Find out who should really be using Kraken and who might be in over their heads. Very friendly, respectful, it genuinely seems like he enjoy his job or definitely a people person. Please mention "App reviews" in the subject line of your email so that we can assist you in a timely manner. Have a blessed day. Up to 2 days early deposit of your paycheck2. In terms of security, no app is 100% secure. Your employer may also need to share your name and employee ID, along with your information about when you clock in and clock out. Google Play and the Google Play logo are trademarks of Google LLC.Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Hi Loretta,We're glad that we could help you resolve your issue. We strive to provide the best experience we can for our customers, and we're sorry that your initial experience did not meet the standard. Agent assisted me and resolved my issues very quickly. Even though he was sick he talked to Grace n tokd her to make sure I received my money back. Tried to not update my full money! Payactiv Description Our all-in-one platform, Livelihood, helps employees to fully engage in work and personal life. Workers whose employers are part of the PayActiv EWA program can receive a cash advance of up to 50% of their pay earned. Have a blessed day. Articulate , very informative , and patient. Multiple attempts at using live chat were completely ignored with zero response after the initial greeting, in one case after an agent sent the greeting the chat was closed for lack of agents. I opened an account on the recommendation of a colleague, she told me that this bank has a lot of nice bonuses, but there was only one bonus, my account was closed. 2023 GOBankingRates. We may also receive payment if you click on certain links posted on our site. You may even pay less for Dave than you would with PayActiv, depending on the PayActiv services you use each month. Have a blessed day. Be sure to include your Employer's name, Employee ID, and Mobile number. It has been a week. As such, it permits employees to access up to 50% of their paycheck prior to payday. This date may not reflect recent changes in individual terms. :). lawanda moore. I gladly provided all this, but Payactiv decided to withdraw the money back and then I started "dancing", "dancing" which lasted two months! He was kind and patient with me and was able to fix my paycor app issue within minutes. We use dedicated people and clever technology to safeguard our platform. Dawn Allcot is a full-time freelance writer and content marketing specialist who geeks out about finance, e-commerce, technology, and real estate. If you get Payactiv through your employer and have a Payactiv Visa Card* with direct deposit, you can access your earned wages at no cost when funds are transferred to the Payactiv Card. Have a blessed day. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. . So Ill be honest, I cant stand the customer support on the app, the chat function is slow and glitchy and the ability to communicate through it is awful. Learn how we maintain accuracy on our site. Hence, our vision is simple bring financial security, dignity, and savings to the millions experiencing financial stress. It's worth noting that this service could cost you $1 a day, but it's capped at $5 a pay period. If your employer is already a member, youll need to ask them to set you up with a PayActiv account. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. Thats the fee a merchant pays us with every card transaction. UKG Wallet - Apps on Google Play But if you find yourself needing to borrow cash against your paycheck regularly, it may be a good idea to take a closer look at your finances and work on making a monthly budget to keep your spending on track. They don't care at all.. don't use payactive..please don't. Conclusion. PayActiv achieves high marks in both areas. The Dave mobile banking app is another app that allows cash advances of up to $500 with no credit check required, no interest charges and no late fees. Your livelihood, in hand No cost to open a Payactiv account where you can easily manage your everyday needs and plans for the future Consider a provider that doesnt require you to work for a partner company instead. Its available to part-time and full-time salaried workers, as well as hourly workers. , Hi Allysa,Thank you for taking the time to write a review about your experience. Business Profile PayActiv, Inc. Financial Services Contact Information 4880 Stevens Creek Blvd #102 San Jose, CA 95129-1276 Get Directions Visit Website Email this Business (877) 910-8400 Primary. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. It works with existing systems and theres no cost to the business in offering Payactiv services as an employee benefit. Live support is available 24/7/365 online or by phone, according to the PayActiv website. Thank you!! This company offers employers and their employees the opportunity to access their earned wages before payday. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. Mission Lane Visa Credit Card Review 2023: Is This Credit-Building Card Worth It? payactiv has an overall rating of 3.4 out of 5, based on over 61 reviews left anonymously by employees. It goes against our guidelines to offer incentives for reviews. PayActiv is best for workers whose employers are already using the service, as it is a free and easy way to spend your pay as you earn it, without waiting for your next paycheck. Alan Davis was very awesome. :), Ronnie OConnor is one of the best customer service employee I ever came in contact with. Payactiv cash advance app review | finder.com PayActive interfaces with your employer's time and attendance system to make your pay available as it is earned, rather than waiting until payday. Hi Connor,Thank you for taking the time to write a review about your experience. Please appreciate that there may be other options available to you than the products, providers or services covered by our service. You should consult your Cardholder Agreement and the Fee Schedule atpayactiv.com/card411. Beware Dont Use. Their support team provides on-site implementation and training where required. Yes, its legit. 1 to 3 days or same-day in some circumstances, Bank account must have at least 60 days of activity, Balance must be above $0 and have an average minimum balance on pay day. We'd like to turn this around and resolve your issue ASAP. Have a blessed day. App Store is a service mark of Apple Inc. If there's anything you need in the future, please don't hesitate to reach out to us at support@payactiv.com. When comparing offers or services, verify relevant information with the institution or provider's site. ** Central Bank of Kansas City is the issuer of the Payactiv Visa Prepaid Card only and does not administer, endorse, nor is liable for the Payctiv App. We're working on your case. In terms of security, no app is 100% secure. We always try our best to do our job well and your kind words make it all worthwhile. Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. Like Empower and PayActiv, Dave also offers money management features. CONS. Chase Mortgage Review: Competitive Rates and a Generous Homebuyer Grant Program. Payactiv is the winner of the Innovative Payments Association's Consumer Champion Award, a Finovate winner and finalist, and the recipient of numerous best-in-class awards in both FinTech & HRTech. Our buyer guides are meant to save you time and money as you look to buy new tools for your organization. If youre enrolled in Payactiv through work, you may be able to access up to half of your earnings before payday, but the exact amount will be set by your employer. Literally the best agent ever! Very helpful, understandable and fast. Its even less expensive than many other cash advance apps, which sometimes require a monthly subscription fee. I was extremely frustrated before calling and speaking with Ava. This person deserves a raise! Dave has a unique feature that helps you find side gigs to earn a little extra cash, which can help if you are consistently running short before payday. This includes the following features: While some customers are genuinely happy with how easy and inexpensive Payactiv is compared to other cash advance apps, many complain about technical bugs and a lack of customer support when the app malfunctions. Of course, the offers on our platform don't represent all financial products out there, but our goal is to show you as many great options as we can. App Store is a service mark of Apple Inc., registered in the U.S. and other countries. 1 Standard rates for data and messaging may apply from your wireless provider. You can only get your advance two days ahead of time, and youll have to sign up for a prepaid debit card to receive the funds. 1 CONNECT Work your way Get company announcements, pick up shifts, and get reminders and alerts from work. Prevention Platform. Over 3 million HR leaders trust our advice. In the Business to Business Service category. In this era when so many consumers are looking for fee-free banking, many also expect other financial services to come without fees or interest charges. Talk with a financial professional if you're not sure. Some reviews on Trustpilot point out the company's unreliability, stating that Payactiv has very poor customer service, which is hard to reach. and you know what happened Payactiv closed the account after asking for a bunch of documents, from bank statements to utility bills. That's why we provide features like your Approval Odds and savings estimates. Payactiv is the winner of the Innovative Payments Association's Consumer Champion Award, a Finovate winner and finalist, and the recipient of numerous best-in-class awards in both FinTech & HRTech. Verification can help ensure real people write reviews about real companies. And PayActiv comes close, which is why it earned a 4.9 rating in this category. Ronnie OConnor was AMAZING he was so efficient and went above and beyond to make sure a resolution was met and was such a great active listener. I promise he is the best & only agent i will deal with! Information technology & services. Our hope is that our vendor shortlists and advice are a powerful supplement to your own research. :). We always try our best to do our job well, and your kind words make it all worthwhile. Hi Annisia,Thank you for your feedback. My kids are sick and I'm a single mother who needed to get them to the hospital. We never take money from vendors during our research phase and rely heavily on practitioners and experts to help us recommend the right software. I hate my job use this company. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 877-747-5862, 24 hours a day, 7 days a week. Have a blessed day. Hi Michell,Thank you for taking the time to write a review about your experience, it's always rewarding to hear such kind words. But to get the most benefits, you need to have sign up for direct deposit to a Payactiv card. Hi there,We sincerely apologize for your negative experience. One of our representatives will be reaching out to you shortly to assist you. Bottom line: This employer-based pay advance app offers low-cost advances on paychecks with no bank account required. Because our economyand our worldflourish only when the people who work to create it have an honest chance to prosper. banks. Customer complaints are largely related to technical glitches that leave people unable to access their funds or manage their money. while there was some slight communication issues between the rep and I after explaining my situation properly, Jay M handled the issue extremely quickly and professionally. There are no fees or interest charges associated with your payday cash advance. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Find out how we combat fake reviews. Another 10 to reply with copy and pasted questions, all of which were already addressed. Financial insights With the mobile app you can get financial advice, budgeting tools, tips on saving and a way to track your spending. * The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. Advance up to $250 from your paycheck plus get access to your paychecks up to 2 days early with direct deposit. PayActiv works best with a linked bank account, but its not necessary to have a bank to have funds preloaded onto your PayActiv prepaid Visa and use your Visa card for bill paying, purchases and more. Beginning with your second direct deposit of at least $5 from the same source, Central Bank of Kansas City (CBKC) will post the funds to your Payactiv Visa Card when we receive it, rather than on the effective date. Money accessed through PayActiv will show as a deduction on your next paycheck. Powered by Payactiv, Wallet gives you the foundation to keep your finances on track and the tools you. Payactiv is worth it if your employer is a Payactiv partner and you need an advance on your paycheck. Run! Borrow up to $500 with just a few swipes but only for residents of 21 states. California loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-78868. We'd like to turn this around and resolve your issue ASAP. Hi Elizabeth,Thank you for taking the time to write a review about your experience. Payactiv, a Public Benefit Corporation and Certified B-Corp, is a holistic financial wellness platform that provides a suite of services such as earned wage access, savings and budgeting tools, bill payments, automatic savings, and more. It requires no credit check to access funds, and the amount you can withdraw is based on the pay youve earned. We always try our best to do our job well, and your kind words make it all worthwhile. Their customer representative dont know anything. I apologize for my frustrations with the previous agents, and am greatly appreciative that I was able to get my concern resolved in such an expedient manner. Employees that do not wish to pay a transaction fee every time they withdraw their earned wages may not use Payactiv frequently. Your earnings, spending and savings with you in control. Insurance related services offered through Credit Karma Insurance Services, LLC, which does business in some states as Karma Insurance Services, LLC. All Rights Reserved. Today I received an unexpected call from a customer service representative updating me on my earnings and making sure everything was together with me concerning pay active I have to admit it is very rare to have great service such as thisThank you pay active for making life a little easier smiles for me to you representative Bell if I'm saying your last name correctly, Hi Latrara,Thank you for taking the time to write a review about your experience. Heres how Payactiv and payday loans compare. Payactiv is part of a growing trend of apps that offer low-cost alternatives to a more traditional option: the payday loan. This may result in yourhaving access to the funds sooner. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. View our transaction pricing details. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. Traditional real estate investments are limited to people with significant financial resources. I'm so grateful to have had the wonderful customer service he was able to provide for me. Kindly email us your details including your Employer's name, Employee ID, and Mobile number at support@payactiv.com. What Users Can Expect Online market research communityPoints earned for taking surveys or other tasksRedemption options include cash or gift cardsTwo options for participation: SJ Opinion and SJ Pulse With the Venmo credit card, you can get cash back or use your rewards to buy crypto. Payactiv Reviews 2023: Details, Pricing, & Features | G2 Have a blessed day. President Biden's Fresh Start program has placed $34 billion worth of delinquent or defaulted student loan accounts into "current" status. :), I am changing my review again because grace helped me out with no problem. She was very polite and kind. What Is DiversyFund? Replies to negative reviews in < 24 hours. It requires a profitable yet socially-responsible business model and a deep commitment to improving the . Like I said, I do want to thank him again for this. Credit Karma is committed to ensuring digital accessibility for people with disabilities. Payactiv SDS-IT's financial review - apollo.io Thanks to both of them for getting this resolved n the excellent customer service.